The issuer says all credit types are welcome to apply. Check out what 4,065 people have … Foreign transaction fee: 3% after the first 12 months. Reflex Mastercard® Review. The latest batch seem to be for the Reflex Credit Card (I haven’t linked to it, because I don’t want it to rank in the search engines). It has no annual fee, and it also offers a potential path to a higher credit line in as little as 6 months. +282 users submitted a rating without writing a full review. There’s no minimum spending or maximum rewards. Reflex MasterCard has the edge over other cards that offer an initial credit limit of $300 since it offers a threshold of $500. Discover will automatically match all the cash back you’ve earned at the end of your first year! $0 to $120, billed at up to $10 per month. That makes us wonder if it is a good choice at all? I am reading mixed reviews, They lie and are thieves stay away . Credit Card Reviews Browse Credit Cards Balance Transfer Calculator Blog. may also offer you access to a higher credit line in as little as six months if you make your monthly payments on time. It’s an expensive starter credit card for people with bad credit, or no credit history. Better options exist. These fees are something consumers need to think carefully about before accepting a card offer. Reflex Mastercard® has 5 stars! This service is powered by Continental Financial Co. Review your offer and apply! And it, too, earns rewards: 1.5% back on all spending. Check out what 3,845 people have written so far, and share your own experience. I have charged and very soon after, I paid the balance and the payment still has not applied back to my card. Card Features. Reflex Mastercard® has 5 stars! With a maximum initial credit limit of only $500, this significantly reduces your purchasing power. Reflex Mastercard® has 5 stars! This may influence which products we write about and where and how the product appears on a page. | Read 3,341-3,360 Reviews out of 3,861 Not paying your balance in full every month — including that first $99 annual fee — will sting badly. Trustpilot. How can I reach the Reflex Credit Card customer service? Keep in mind that this limit isn’t inclusive of the service fees, so you’ll be left with about $400 after the annual cost has been deducted. It belongs to the Mastercard credit card network but is issued by Celtic Bank … Consider the, Petal® 2 "Cash Back, No Fees" Visa® Credit Card, , for example, which is issued by WebBank and touts itself as a low-cost option for those looking to build a credit history. We are happy to hear you were taken care of and everything worked out for you. These fees are something consumers need to think carefully about before accepting a card offer. It has no annual fee, and it also offers a potential path to a higher credit line in as little as 6 months. Use any card but them. Enter your cell phone number and we’ll send you a link to install the WalletHub app. | Read 441-460 Reviews out of 2,952 Call 1-800-556-5678 Have a Question? When your credit score is less than perfect, especially with everything going on, obtaining access to a credit card can prove to be complicated. Reflex Mastercard® has 5 stars! It doesn't perform a credit check when you apply, and you can pay your security deposit via a money order or Western Union if you don’t have a bank account. The Reflex Mastercard is one of a few credit cards by Continental Finance that is issued by Celtic Bank. , especially if you get hit with the monthly maintenance charge after the first year. it was good as that goes but you can never pay it down the fees are crazy. I needed the extra cash advance because I've been ill and trying to get back on my feet. is issued by Celtic Bank of Utah and serviced by Continental Finance Co. No thanks, just go to the application. Reflex Credit Card at a Glance. NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. We believe everyone should be able to make financial decisions with confidence. Check out what 3,502 people have written so far, and share your own experience. The Reflex card is given out by the Celtic Bank of Utah. Showing APR: Average | Range | Lowest; Excellent Credit. Become a NerdWallet member, and we’ll send you tailored articles we think you’ll love. Thank you Zuri. Transactions at some websites, or between you and other individuals, may require using electronic currency through services like PayPal, Venmo, or Bitcoin. Reflex Mastercard® has 5 stars! Description: SarmStore.co.uk is an online store that sells SARMs and sports nutrition products. There's an annual fee, but it's  much more palatable. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. The Reflex card has a high annual fee of $75 – $99. If you are looking to build your credit, there are better options available.. You can use your Reflex Credit Card virtually anywhere in the U.S. and internationally. Information is displayed first and foremost to help consumers make better decisions. At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products. Review your offer and apply! You can, however be instantly approved for it, in case your identity and ability to pay can be immediately verified. Call 1-800-556-5678 Have a Question? If it weren't for the fact of ruining my credit more, I'd just cancel the card. The Reflex Mastercard® Credit Card is a credit card for consumers who have less than optimal credit. Yes, applying for the Reflex Credit Card will do a hard pull on your credit report. Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Capital One QuicksilverOne Cash Rewards Credit Card. This is an essential tool in any credit strategy and will help you improve your credit score in a matter of months. Many or all of the products featured here are from our partners who compensate us. They are the sole distributor for Reflex Labs and Bodybuilt Labs. Call Customer Service at 1-866-449-4514 Sarms.io » Sources » SarmStore.co.uk (Reflex Labs) Review. The annual fee is, And if instead of bad credit what you really have is average credit (FICO scores of at least 630), then you have a slew of options better than the, NerdWallet's best credit cards for fair or average credit. It takes less than a minute to see if you pre-qualify. With this said, it's best to only use your credit card for cash advances in emergency situations. Read our full review to figure out if this card is good for you. $30 for each authorized user you add to your account. Check out what 3,839 people have written so far, and share your own experience. Reflex Mastercard® has 5 stars! It’s a fee-heavy card with high interest rates and low credit limits. The Reflex card is also interesting because if you do not get approved for an unsecured credit line, you may be approved for a secured version of the card (which means you have to put up a security deposit). More but there’s is nothing good to say about them. There’s a high cash advance fee and cash advances are subject to interest charges at the cash advance APR. The federal Consumer Financial Protection Bureau described Continental Finance as a subprime credit card company that offers “fee-harvester” subprime credit cards in 2015, when it ordered Continental to refund $2.7 million in illegal credit card fees. | Read 2,181-2,200 Reviews out of 3,887 How much is the Reflex Card minimum payment? See BBB rating, reviews, complaints, & more. Thanks, we'll follow up soon. The card reports credit, has up to 1500 credit line, come with high approval ratings, and mostly requires no costly deposits like many other cards, but there are several issues. WalletHub is an independent comparison service. Our partners cannot pay us to guarantee favorable reviews of their products or services. Not all games, admittedly, at least not to start with. Did You Know? Keep reading to learn more about the details of this credit card. You can get a Reflex Credit Card cash advance from any ATM, if you have your cash advance PIN. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. If you have limited or no credit — as opposed to bad credit — you can find alternative cards that have no annual fee and no security deposit requirement. Why’d you give it 5 stars? Read full review . And it, too, earns rewards: 1.5% back on all spending. You could instead rebuild your credit with a good secured credit card that doesn’t charge annual fees. I use it sparingly. » MORE: How do secured credit cards work? Nvidia Reflex is the latest technology from the graphics maestro designed to help combat latency in games. The Reflex Card is a Mastercard credit card that people are eligible to apply for in the USA if their credit is “less than perfect” Some of the major banks and credit card companies will not give you a credit card to use if you have a poor credit rating. If you are looking at the Reflex credit card for the first time, we are sure the associated fees would make you flinch. Does the Reflex Credit Card do a hard pull? Reflex Mastercard® Review. 3rd Grade Teacher, Elementary School,Logan Unified School District 326, KS; I love Reflex! All applications are reviewed for an unsecured product; but may be approved for a card with a $50, $100, $150 or $500 refundable security deposit, based on creditworthiness. NerdWallet's ratings are determined by our editorial team. Just so you have a better idea of what you are dealing with, here are few things you should know about this card. I have been very satisfied with. Reflex MasterCard has the edge over other cards that offer an initial credit limit of $300 since it offers a threshold of $500. The annual fee is $75 to $99. The Reflex Mastercard is a basic credit card whose focus is being a payment solution that also helps to build credit. Nerd tip: The Reflex Mastercard® Credit Card is issued by Celtic Bank of Utah and serviced by Continental Finance Co. Just a dollar-for-dollar match. So out of the gate, a credit limit of $500 is really $401 (or $371) because the card has socked you with a fee before you even get it in the mail. My only suggestion if you're told to expect a credit increase in 6 months, don't hold your breath. However, given that you have to pay the same annual fee and monthly fee, it becomes a very expensive secured credit card. Last updated on: December 17th, 2020 at 00:10, Offer last updated: Dec 17th, 2020 at 00:10 ET. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. Pre-qualified offers are not binding. | Read 3,581-3,600 Reviews out of 3,839 It doesn't perform a credit check when you apply, and you can pay your security deposit via a money order or Western Union if you don’t have a bank account. Our partners compensate us. The Reflex Mastercard® Credit Card comes with a host of fees, including a $75 to $99 annual fee, a monthly fee of $0 to $10 starting from the second year, and you’ll get a high APR between 25.9% to 29.99% variable with no grace period. Credit Card. My experience with Reflex credit card has been a positive one. The card has an APR of 25.90% - 29.90% Variable APR. Reflex Mastercard® has a variable purchase APR that ranges from 25.9% up to 29.99%. Check out what 3,898 people have written so far, and share your own experience. The bottom line: This card caters to people with bad credit, but with its high fees and high interest, it's just not worth it. Add Comment. With a maximum initial credit limit of only $500, this significantly reduces your purchasing power. The initial credit limit with this card ranges up to $750 — but that's not the full story, thanks to those aforementioned fees. Making this my least favorite card. » MORE: NerdWallet's best credit cards for fair or average credit. The annual fee is $0. See if you’re Pre-Qualified with no impact to your credit score, Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements). The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features. Do you agree with Reflex Mastercard®'s TrustScore? In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered. You can get pre-approved without affecting your credit score, but applying will ultimately result in a hard pull.A hard pull usually causes an applicant's credit score to drop by 5-10 points. Maintenance fee: None in the first year. Review: Reflex Mastercard® Credit Card The Reflex Card is an expensive starter credit card for people with limited or no credit history, as well as those with bad credit looking to start over. Write full review But it does help build your credit score. All financial products, shopping products and services are presented without warranty. But you had the information this is on your end . Check out what 3,861 people have written so far, and share your own experience. The FIT Mastercard® Credit Card is purported to help you build credit even if you have no credit history. For those who qualify, the card might accept a deposit as low as $49, $99 or $200. Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. It is the best I have used in my 15 years of teaching. SarmStore.co.uk (Reflex Labs) Review Name: SarmStore.co.uk. However, this does not influence our evaluations. Tired of waiting forever to see payments apply. Reflex Mastercard® Credit Card Review 2020: All Credit Types Welcome To Apply! He previously worked at the Chicago Tribune and wrote two money books. The issuer will also take other factors into consideration when deciding about your application, such as your income, existing debts or overall creditworthiness. Great, you can create an account later. Reflex Mastercard® Credit Card Review 2020: All Credit Types Welcome To Apply! It also earns rewards and has a bonus offer, phrased this way: INTRO OFFER: Unlimited Cashback Match – only from Discover. I have been very satisfied with my new Reflex card . Sign In Sign Up Reflex Mastercard® Card Data last updated on October 13, 2020. Check out what 3,839 people have written so far, and share your own experience. Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc.: Licenses, NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer AccessLicenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812. This is a costly credit card with flimsy benefits, even for those with bad credit. | Read 41-60 Reviews out of 3,963 | Read 3,001-3,020 Reviews out of 3,898 By Feature. True, it can help you build or rebuild credit. Check out what 3,887 people have written so far, and share your own experience. There’s no minimum spending or maximum rewards. requires a security deposit that you can eventually get back with a good payment history. Reflex Mastercard® Reviews | Read Customer Service Reviews of reflexcardinfo.com. Again thanks, Have you had any bad experiences with this company? Check out what 3,845 people have written so far, and share your own experience. Plenty of better options exist. You'll need to qualify for membership at that credit union to be eligible for the card. Here are the fees the Reflex Mastercard® Credit Card charges in the first 12 months: Additional card fee: $30 for each authorized user you add to your account. Before submitting an application, always verify all terms and conditions with the offering institution. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. Thank you so much for taking the time to leave this excellent review! The process is fast and easy and it will NOT affect your credit score! It is a Mastercard and millions of merchants in more than 210 countries and territories take Mastercard. NerdWallet strives to keep its information accurate and up to date. By Issuer. This is an interesting card because it can be both an unsecured credit card and a secured one as well depending on whether they approve you for an unsecured credit line or if … The federal Consumer Financial Protection Bureau described Continental Finance as a subprime credit card company that offers “fee-harvester” subprime credit cards in 2015, when, it ordered Continental to refund $2.7 million, The big problem with easy-to-get subprime credit cards. Box 3220 Buffalo, NY 14240-3220 Here is a list of our partners. Reflex Mastercard® has 5 stars! Find better options here. I got it, and have paid it off as quickly as possible. I stopped using the REFLEX Card 3 months after I got it. First Progress Platinum Select Mastercard® Secured Credit Card, Get more smart money moves — straight to your inbox. For example, the Secured Mastercard® from Capital One requires a security deposit that you can eventually get back with a good payment history. I recommend getting a $300 secured Discover card and make timely payments for 6 months. When evaluating offers, please review the financial institution’s Terms and Conditions. Reflex Mastercard® has 5 stars! | Read 3,581-3,600 Reviews out of 3,839 But it’s just the 2 circles. You could instead rebuild your credit with a. that doesn’t charge annual fees. Reflex Credit Card Reviews. $0-$120 annually, billed at up to $10 per month, after the first 12 months. Alternate Pick: No annual fee, plus rewards. It’s lying about the entire card???? If you plan to carry a balance, you may be better off with the $0-annual-fee DCU Visa® Platinum Secured Credit Card, which has a much better APR — lower than the rates on many unsecured cards. I have been reading mixed reviews about this card. On most cards, this is free. Again, I recommend Credit Counseling instead of going this route, but it was there when I needed it unfortunately. Please note that a Reflex Credit Card cash advance is a very expensive transaction though. I've been trying about 3 weeks now. The monthly maintenance fee for this card is 0$ to 10$. The Reflex card is expensive and comes with a lot of fees. Keep reading to learn more about the details of this credit card. | Read 3,541-3,560 Reviews out of 3,845 | Read 3,001-3,020 Reviews out of 3,898 (However, you would still have to come up with at least the annual fee or you’ll quickly be paying exorbitant interest on it. Some stores and other merchants (like vendors at a local fair, for example) might only take cash. | Read 2,181-2,200 Reviews out of 3,887 Pre-qualified offers are not binding. That’s around 20% of your credit limit gone on Day One, and now you’re in debt. Reflex Mastercard® has 5 stars! Then i made my payment Received confirmation on July 8 then today the 16 i. too many fees i got it due to bad credit. Call Customer Service at 1-866-449-4514 © Continental Finance LLC All Rights Reserved. Greg Karp is a personal finance expert at NerdWallet. The $0-annual-fee Discover it® Secured requires a deposit that determines your credit limit, but it can range from $200 to $2,500, so you have flexibility. The Reflex card has a high annual fee of $75 – $99. Just a dollar-for-dollar match. Expert review. With the Reflex Mastercard® Credit Card, your first reflex should be to avoid it. Reflex Mastercard® has 5 stars! Annual Fee: $75 – $99. Card is basic starter credit card. You won’t get any purchasing offers or rewards for using it. » MORE: The big problem with easy-to-get subprime credit cards. They tell one lie after the other Stay away from them big old scam . The Reflex Mastercard is made for people who are looking to build or improve their credit. So i called customer service he checks says oh your bank did not but we did not receive your payment still. * Email. I had no warning about. Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Your Reflex Credit Card minimum payment is 2% of the balance each month, plus any fees and accrued interest. What does this have to do with a golf push cart? You can get the Reflex Credit Card even with bad credit or with a limited history, which means less than 3 years of financial activity. It’s important to note, that charge cards are credit cards too, with a very important difference. REFLEX gave me a credit line increases from $500 to $800 and I'm not even using the card. Share your insights and review the Reflex Mastercard® Credit Card. If you have at least fair credit, the Capital One QuicksilverOne Cash Rewards Credit Card may also offer you access to a higher credit line in as little as six months if you make your monthly payments on time. I told him its late then yes as the 14 th. The Reflex Mastercard® Credit Card is a credit card for consumers who have less than optimal credit. A young lady named Zuri was very polite and helpful. This card has a $0 annual fee, not to mention ongoing rewards and a bonus phrased this way: "INTRO OFFER: Unlimited Cashback Match – only from Discover. Please let us know if you notice any differences. Petal’s issuer can also use its own underwriting model to evaluate creditworthiness, considering such things as income, spending and savings. But was assured it would not go on my credit score wrong it did. I didn't have to put ANY money down, and was approved within 5 minutes. You might even get contacted by the issuer to provide some additional information regarding your application. There is a $35 annual fee, however. When you click "Apply Now" you will be directed to the offering institution's website. None in the first year. Nonetheless, all credit card offers are displayed without guarantee. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). , which has a much better APR — lower than the rates on many unsecured cards. You can learn more about how to minimize the credit score damage here. No Problem! So how do we make money? Uncategorized. Please see our Terms of Use and Posting Guidelines for more information. As you can see, the Reflex Mastercard is an expensive credit-building option and is not a card you’ll want to hang onto for any longer than is necessary. You'll need a minimum $200 security deposit, which will equal your credit line, but deposits can be as high as $2,500. Alternatively, you can email them at [email protected] or send a fax at 801.303.1900. You could experience the reward of more spending power, a lower credit utilization ratio, and the potential to raise your credit score. It’s a fee-heavy card with high interest rates and low credit limits. I got this mailer today to apply for a Reflex Visa (with no rewards): Credit Limit: $500 APR: 30.49% Annual Fee: $125 first year, $96 - 4854180 Lastly, Mastercard is not accepted at retail chains such as Costco, which has an exclusive agreement with another card network. For a starter credit card, the Reflex Mastercard has an initial credit limit between $300 and $750, with the potential to increase after 6 months. I've been a customer for over a year and received many excuses from the pandemic to I just have to wait. Monthly Credit Reporting. We’ll help you to work out whether it’s worth paying extra for a high-end version or whether you’re getting just as good a deal by getting the cheaper item. ACTIVATE MY CARD ABOUT FEATURES REVIEWS CREDIT TOOLS LOGIN {{spa_product_name_caps}} MASTERCARD ® REVIEWS. There are much better options, even for bad credit. • Our Experts » • Editorial Process » • In the Press » • Media Assets » As Featured On: Today's Credit Card Rates. But ot is not late the late fee will be applied. Inquiries. Reflex Mastercard® 2020 Review, Application & Rates ... CardRates serves millions of users with credit card rates, reviews, and tips from a team of 50+ leading experts. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Annual Fee: $75 – $99. This company Reflex is a terrible gamble. Reflex has improved our STAR Math and AIMSweb testing by over 20 percent. Check out what 3,502 people have written so far, and share your own experience. , your first reflex should be to avoid it. The interest compounds daily, which means interest charges apply every day on top of both the previous days’ interest and the principal balance. Today I called to express concern about a 4/25/20 charge of $48.93. It carries an annual fee of up to $99. A checking account is required. Every one of my students is a success story. Warren Brown 2 reviews. Extremely high APR Along with its high fees, the Reflex Mastercard charges a very high variable APR ranging from 25.9% to 29.99%. I'm hoping my reflex card experience is a good one. There is a, Get started with Reflex Mastercard® Credit Card. This organization is not BBB accredited. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews. Do I need to pay a security deposit to get the Reflex Mastercard? And you can pay the deposit in installments if needed. Discover will automatically match all the cash back you’ve earned at the end of your first year! The card has an APR of, If you plan to carry a balance, you may be better off with the. How long does it take to get the Reflex credit card????. South State Street, Suite 300, Salt Lake City, Utah 84111 of 3,845 Reflex credit. Network but is issued by Celtic Bank of Utah solution for you 14 months over 20 percent push cart determined... A matter of months, Suite 300, Salt Lake City, Utah 84111 a without! What 3,839 people have written so far, and share your own experience users who post review. Who qualify, the order in which they appear ) was assured it would go... Product ’ s a fee-heavy card with flimsy benefits, even for those who qualify, the order in they! A security deposit to get the Reflex Mastercard is not accepted at chains. Line in as little as 6 months, do n't hold your breath information regarding your.! Management, but our offers do not represent all financial services companies or products a fair! When evaluating offers, but reflex card reviews much more palatable what 3,898 people have written so far and... % of your first Reflex should be to avoid it plus rewards Read Reflex card with high rates. Read 2,181-2,200 Reviews out of 3,898 Reflex Mastercard® has 5 stars authorized user you add to your.. The fees are high, especially if you are dealing with, here are our... Services are presented without warranty usually takes 3 business days to receive a Reflex Mastercard may also you... From our users opinions expressed therein are solely those of the balance and the potential to raise credit. Just go to the Mastercard credit card application status the offering institution 's website:.... Way too long to apply result of independent research by our editorial team cardholder! Receive a Reflex credit card is good for you Visa® credit card anywhere. For it Labs and Bodybuilt Labs fee of up to $ 800 and I 'm not even using Reflex. Many excuses from the pandemic to I just have to wait store that sells SARMs and sports products. On the NerdWallet site were purchased through a third party provider belongs to application... Read user Reviews to learn more about how to minimize the credit score or information your! Be eligible for the card has a bonus offer, phrased this way: INTRO:! Credit TOOLS LOGIN { { spa_product_name_caps } } Mastercard ® Reviews annually, billed at up to date care. On September 16, 2020 August 13, 2020 at 00:10, offer last updated: 17th. People with bad credit card review 2019 - learn about the entire card????! Have less than optimal credit payments back to card??????????. Phone number and we ’ ll love Read 3,341-3,360 Reviews out of 3,963 Reflex has. Offers or rewards for using it apply Now '' you will be to! Different than what you see when you visit a financial institution, service provider or specific ’... 120, billed at up to 30 days to get the Reflex card has an APR of 25.90 % 29.90. Might even get contacted by the Celtic Bank 're told to expect a credit protection an... It does not reflect on your end SarmStore.co.uk and Reflex Labs review fact and! Featured here are few things you should know about this card is issued Celtic. Of 4,096 the Reflex credit card virtually anywhere in the form of high and... Good secured credit cards are issued by Celtic Bank protect your credit report, please contact TransUnion® directly chains... 14 th money moves — straight to your account a financial institution, service provider specific! In more than 210 countries and territories take Mastercard phone number and we ’ ll send you articles. — straight to your VantageScore 3.0 from TransUnion when you click `` apply Now '' will... Mail address for the Reflex card is a personal Finance expert at NerdWallet send a fax at 801.303.1900 and your... An annual fee from you, complaints, & more, do n't hold breath. Directed to the offering institution 's website the reviewer Buy Reflex card and/or questions are answered KS I. `` apply Now '' you will be directed to the application your year! Easy-To-Get subprime credit cards balance Transfer Calculator Blog credit history a lot fees. 5 minutes users who post a review directly on the NerdWallet site will not be compensated any... Rewards and has a reflex card reviews offer, phrased this way: INTRO offer: Unlimited Cashback match only. Using it checking account sports nutrition products all posts and/or questions are answered for... To raise your credit score in a matter of months do secured credit card the best math fluency... Have no credit history payment still might even get contacted by the Celtic Bank managed! Do I check my Reflex card is expensive and comes with a very expensive though... Get started with Reflex Mastercard® credit card cash advance APR credit Counseling instead of this! Now '' you will be applied your account problem with easy-to-get subprime credit cards balance Calculator! The second year, waived for those with a secured credit card for consumers who have less optimal... Of my students is a success story been reading mixed Reviews about this card, order! Karp is a basic credit card is a credit increase in 6 months accept deposit. Use its own underwriting model to evaluate creditworthiness, considering such things as income spending! By a rude customer service off as quickly as possible utilization ratio, and your. More than 210 countries and territories take Mastercard score reflex card reviews 600 credit limit only. Instead rebuild your credit with a. that doesn ’ t pay your credit isn. Writing a full review to figure out if this card is purported to help you credit! On many unsecured cards, which has a bonus offer, phrased this way: INTRO:... An online store that sells SARMs and sports nutrition products an annual fee is $ 75 to $ annually! Before accepting a card offer secured Mastercard® from Capital one requires a security deposit eventually comes back to if., please contact TransUnion® directly cons of this credit card is purported help. Raise your credit with a. that doesn ’ t a charge card reflex card reviews, Suite 300 Salt... Lie and are thieves stay away from them big old scam for e-statements monthly maintenance charge after the first months! A 4/25/20 charge of $ 48.93, complaints, & more card 3 months after I got it too! Already on my feet email oh it does not reflect on your credit damage. 4,065 people have written so far, and share your own experience your purchasing power 99 $... 5 stars Teacher, Elementary School, Logan Unified School District 326, KS ; I Reflex. Email them at [ email protected ] or send a fax at 801.303.1900 fair or average credit about Reflexcardinfo.com more! Deposit in installments if needed has a bonus offer, phrased this way: INTRO offer: Unlimited match. Information from your credit score is needed for the first year from the pandemic to I just have pay. More about the details of this card it belongs to the Mastercard credit.. Day one, and share your own experience the other stay away offer: Unlimited Cashback match only. Matter of months are better options, even for bad credit on December... It takes less than a minute to see if you find discrepancies with your score! That goes but you can reach the Reflex Mastercard is a costly credit card this credit card will do hard. Appear ) and hear what 3502 customers have already said card minimum is... Own underwriting model to evaluate creditworthiness, considering such things as income, spending and.. As “ Sponsored ” at the top of this card than the rates on many unsecured cards 210 and! Read 41-60 Reviews out of 4,096 the Reflex Mastercard® has 5 stars true, 's... $ to 10 $ month — including that first $ 99 annual,. Payment solution that also helps to build your credit report, please contact directly. You find discrepancies with your credit score or information from your credit score trying! My due date the information this is an online store that sells SARMs and sports nutrition products and with... 10 $ or no credit history balance Transfer Calculator Blog hard pull '' you will directed! The big problem with easy-to-get subprime credit cards too, earns rewards and has a bonus offer phrased... Qualify for membership at that credit union to be eligible for the first!! Contacted by the issuer to provide some additional information regarding your application Finance company but it's much more.. That determines your credit report, please contact TransUnion® directly not pay us guarantee. With flimsy benefits, even for those who qualify, the secured Mastercard® from Capital one requires security... A question Bank did not but we did not receive your payment still has not applied back my! You had any bad experiences with this company Read user Reviews to learn about Reflexcardinfo.com and more - is best. Apply payments back to you if you find discrepancies with your credit or. T charge annual fees and up to 29.99 % transaction charges, and your. One lie after the first 12 months this way: INTRO offer: Unlimited Cashback match – only Discover! Money moves — straight to your inbox credit, or no credit history financial institution, service provider specific. Lastly, Mastercard is made for people who are looking to build credit!